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Skilled NursingContinuing Care (CCRC / Life Plan)CMS verified

River Terrace Health Care Center

400 Caylor Blvd, Bluffton, IN 46714 · Wells County

beauty & affordability “Sometimes the longest way round is the shortest way home.” At our senior living community, residents from near and far find a warm, welcoming, and friendly environment filled with active seniors. Wherever you’re from, you’ll feel right at home here. We’re proud to offer “Affordable Luxury” with…

5.0CMS overall rating(260) 824-8940Visit website ↗
81
Strong
Haven Scout Score
Our composite of CMS ratings, staffing, and safety. This community rates strong.
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Photos via google places, facility website.

Availability outlookUsually has openings

Typically 42% full — availability is generally good.

Source: federal census data (average daily residents vs. certified beds, CMS Care Compare). Confirm current openings with an advisor — availability changes weekly.

Our evaluation

An honest, data-grounded look at this community — every claim is drawn from public inspection data.

One of Bluffton's top-rated skilled nursing communities

River Terrace Health Care Center is a government-owned skilled nursing facility in Bluffton, IN, with 67 certified beds and an average of about 28 residents per day. It operates as part of the Ide Management Group network. It is part of a continuing care retirement community, so residents can often move between levels of care on one campus.

Medicare rates it 5 out of 5 stars overall — above the national average of about 3 stars. Component ratings: 5/5 on health inspections, 3/5 on staffing, 2/5 on quality measures.

Staff provide about 3.77 total nurse hours per resident each day (1.14 of them from registered nurses), below the national benchmark of roughly 3.9 hours. Annual nursing-staff turnover is about 68.4%, higher than the ~52% national average. On the safety record, CMS notes 1 health deficiency at its most recent standard survey.

Strengths

  • 5-star overall CMS rating
  • Strong health-inspection rating
  • No federal fines on record
  • Active resident & family council

Things to ask about

  • Below-average nurse staffing (3.77 hrs/resident/day)
  • High staff turnover (68.4%)
Best for: Families who want a highly rated, well-staffed setting in Bluffton for 24/7 skilled nursing or post-hospital rehabilitation.

At a glance

Certified beds
67
Avg. residents/day
28
Ownership
Government - County
Part of a chain
Ide Management Group
Continuing care
Yes — multiple care levels
CMS provider #
155726

Federal quality ratings

From the U.S. Centers for Medicare & Medicaid Services (CMS), on a 1–5 star scale.

Overall rating
Health inspections
Staffing
Quality measures

Pricing & cost

We publish transparent estimates and verify exact pricing on request. No surprises.

Level of careMonthly costSource
Skilled Nursing$8,000–$11,300/mo (median $9,350)Local market estimate
Continuing Care (CCRC / Life Plan)$2,260–$7,210/mo (median $5,320)Local market estimate

2024–2026 published survey medians, state median adjusted to local Fort Wayne prices (BEA regional price parities). Request a quote for exact pricing. Range spans semi-private to private rooms. How we estimate costs

Request exact pricing for River Terrace Health Care Center

Staffing & care

More nursing time per resident — and lower turnover — generally means more attentive care.

Total nurse hrs / resident / day
3.77
National avg ≈ 3.9
RN hrs / resident / day
1.14
National avg ≈ 0.75
Nursing staff turnover
68.4%
National avg ≈ 52%

Safety & inspection record

Federal inspectors survey nursing homes roughly once a year. Here's the latest on file.

Health deficiencies (last survey)
1
Federal fines
None on record
Total penalties
0
Last standard survey
2025-12-04
Sprinkler system
Data Not Available
Resident & family council
Resident

What inspectors found

The most recent findings from federal health inspections (4 citations on record — showing the latest 4). Every nursing home is inspected roughly once a year; most receive some citations.

2025-12-04Severity D — potential for harmFrom a complaintResident Rights Deficiencies

Provide the required documentation or notification related to the resident's needs, appeal rights, or bed-hold policies.

2025-01-10Severity D — potential for harmPharmacy Service Deficiencies

Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compar…

2025-01-10Severity D — potential for harmResident Assessment and Care Planning Deficiencies

Safeguard resident-identifiable information and/or maintain medical records on each resident that are in accordance with accepted professional standards.

2024-02-20Severity D — potential for harmPharmacy Service Deficiencies

Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compar…

Severity uses the CMS scope/severity scale: D–F = potential for harm, G–I = actual harm, J–L = immediate jeopardy. Source: CMS Care Compare health citations; data as of the latest federal release. Discuss any finding directly with the community on a tour.

Services & amenities

  • Continuing care community (multiple care levels on one campus)
  • Medicare & Medicaid certified
  • 24-hour licensed nursing
  • On-site rehabilitation therapy
  • Rehabilitation services
  • Memory care
  • Chapel / worship services
  • Daily activities & events
  • Gardens / walking paths

Location

400 Caylor Blvd, Bluffton, IN

  • Monday: 9:00 AM – 5:00 PM
  • Tuesday: 9:00 AM – 5:00 PM
  • Wednesday: 9:00 AM – 5:00 PM
  • Thursday: 9:00 AM – 5:00 PM
  • Friday: 9:00 AM – 5:00 PM
  • Saturday: 9:00 AM – 5:00 PM
  • Sunday: 9:00 AM – 5:00 PM

Reviews & reputation

We aggregate ratings across Google, Yelp, and verified families — and link back to every source so you can read more.

Verified family reviews

No verified family reviews yet for River Terrace Health Care Center.

Have a loved one here, or recently toured? Help other families by sharing your experience — we verify every review before it's published.

Talk to an advisor about this community

Common questions about River Terrace Health Care Center

How much does River Terrace Health Care Center cost?

River Terrace Health Care Center does not publish exact rates. Comparable skilled nursing in the Bluffton, IN area typically runs $8,000–$11,300 per month (median $9,350, based on published survey medians adjusted for local prices). A Haven advisor can confirm current pricing for free.

What is River Terrace Health Care Center's Medicare rating?

Medicare (CMS) rates River Terrace Health Care Center 5 out of 5 stars overall, including 5/5 for health inspections, 3/5 for staffing, 2/5 for quality measures. The national average is about 3 stars.

How is the staffing at River Terrace Health Care Center?

Staff provide about 3.77 total nurse hours per resident per day (national benchmark ≈ 3.9), and annual nursing-staff turnover is about 68.4% (national average ≈ 52%). These figures are reported to the federal government and updated regularly.

What did inspectors find at River Terrace Health Care Center?

River Terrace Health Care Center has 4 health citations on its recent federal inspection record (last standard survey: 2025-12-04). The full citation-by-citation detail, with severity levels, is published on this page.

Does River Terrace Health Care Center have availability?

Typically 42% full — availability is generally good. Availability changes weekly — a Haven advisor can confirm current openings at no cost.

What types of care does River Terrace Health Care Center offer?

River Terrace Health Care Center in Bluffton, IN offers skilled nursing, continuing care (ccrc / life plan) and is licensed for 67 beds.

The best time to decide is before a crisis decides for you

Most families start this search after a fall, a hospital stay, or a caregiver reaching a breaking point — and end up choosing from whatever has a bed open that week. Families who plan even a few weeks ahead get to choose on quality, fit, and price instead of availability alone.

  • Move-ins take time: assessments, paperwork, and preparation typically run 2–6 weeks in Fort Wayne.
  • The best communities fill first: top-rated communities often run a waitlist — touring early holds your place in line.
  • Touring costs nothing and commits you to nothing — but it turns a future emergency into a calm, informed choice.

Your next steps — this week

  1. 1
    Confirm the fit
    Check the inspection record and staffing data on this page against your loved one's needs.
  2. 2
    Get exact pricing & availability
    Request current rates for River Terrace Health Care Center — takes one minute, answered same day.
  3. 3
    Tour 2–3 communities
    Compare this community against two alternatives. Ask about staff turnover, all-in monthly cost, and care-plan changes.
  4. 4
    Hold a spot
    Most communities hold a residence with a small refundable deposit while you decide.
Data sources:CMS verifiedGoogleOfficial website

Last verified 2026-07-06. We refresh inspection data monthly and reviews continuously.

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