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Skilled NursingCMS verified

Carmel Health & Living Community

118 Medical Dr, Carmel, IN 46032 · Hamilton County

The Best Care in the Best Location. Welcome to Carmel Health & Living. Offering rehabilitation, long term care and memory… Read More!

2.0CMS overall rating(317) 844-4211Visit website ↗
43
Fair
Haven Scout Score
Our composite of CMS ratings, staffing, and safety. This community rates fair.
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Photos via google places, facility website.

Availability outlookModerate availability

Typically 73% full — openings are usually available.

Source: federal census data (average daily residents vs. certified beds, CMS Care Compare). Confirm current openings with an advisor — availability changes weekly.

Our evaluation

An honest, data-grounded look at this community — every claim is drawn from public inspection data.

A below-average federal rating — worth a careful look in Carmel

Carmel Health & Living Community is a government-owned skilled nursing facility in Carmel, IN, with 188 certified beds and an average of about 138 residents per day. It operates as part of the Cardon & Associates network.

Medicare rates it 2 out of 5 stars overall — below the national average of about 3 stars. Component ratings: 2/5 on health inspections, 2/5 on staffing, 3/5 on quality measures.

Staff provide about 3.58 total nurse hours per resident each day (0.57 of them from registered nurses), below the national benchmark of roughly 3.9 hours. Annual nursing-staff turnover is about 63.2%, higher than the ~52% national average. On the safety record, CMS notes 9 health deficiencies at its most recent standard survey.

Strengths

  • No federal fines on record
  • Full sprinkler system
  • Active resident & family council

Things to ask about

  • Below-average 2-star overall CMS rating
  • Below-average health-inspection rating
  • Below-average nurse staffing (3.58 hrs/resident/day)
Best for: Families considering this community should tour in person, request the latest survey, and weigh it against higher-rated Carmel options — our advisors can help you compare.

At a glance

Certified beds
188
Avg. residents/day
138
Ownership
Government - County
Part of a chain
Cardon & Associates
Continuing care
No
CMS provider #
155181

Federal quality ratings

From the U.S. Centers for Medicare & Medicaid Services (CMS), on a 1–5 star scale.

Overall rating
Health inspections
Staffing
Quality measures

Pricing & cost

We publish transparent estimates and verify exact pricing on request. No surprises.

Level of careMonthly costSource
Skilled Nursing$8,270–$11,680/mo (median $9,660)Local market estimate

2024–2026 published survey medians, state median adjusted to local Indianapolis prices (BEA regional price parities). Request a quote for exact pricing. Range spans semi-private to private rooms. How we estimate costs

Request exact pricing for Carmel Health & Living Community

Staffing & care

More nursing time per resident — and lower turnover — generally means more attentive care.

Total nurse hrs / resident / day
3.58
National avg ≈ 3.9
RN hrs / resident / day
0.57
National avg ≈ 0.75
Nursing staff turnover
63.2%
National avg ≈ 52%

Safety & inspection record

Federal inspectors survey nursing homes roughly once a year. Here's the latest on file.

Health deficiencies (last survey)
9
Federal fines
None on record
Total penalties
0
Last standard survey
2025-09-25
Sprinkler system
Yes
Resident & family council
Resident

What inspectors found

The most recent findings from federal health inspections (30 citations on record — showing the latest 8). Every nursing home is inspected roughly once a year; most receive some citations.

2025-11-13Severity G — actual harmFrom a complaintQuality of Life and Care Deficiencies

Ensure that a nursing home area is free from accident hazards and provides adequate supervision to prevent accidents.

2025-09-25Severity G — actual harmPharmacy Service Deficiencies

Ensure that residents are free from significant medication errors.

2025-09-25Severity E — potential for harmPharmacy Service Deficiencies

Provide pharmaceutical services to meet the needs of each resident and employ or obtain the services of a licensed pharmacist.

2025-09-25Severity E — potential for harmPharmacy Service Deficiencies

Ensure drugs and biologicals used in the facility are labeled in accordance with currently accepted professional principles; and all drugs and biologicals must be stored in locked compartments, separately locked, compar…

2025-09-25Severity D — potential for harmResident Rights Deficiencies

Allow residents to self-administer drugs if determined clinically appropriate.

2025-09-25Severity D — potential for harmQuality of Life and Care Deficiencies

Provide appropriate treatment and care according to orders, resident’s preferences and goals.

2025-09-25Severity D — potential for harmQuality of Life and Care Deficiencies

Provide safe and appropriate respiratory care for a resident when needed.

2025-09-25Severity D — potential for harmQuality of Life and Care Deficiencies

Provide safe, appropriate dialysis care/services for a resident who requires such services.

Severity uses the CMS scope/severity scale: D–F = potential for harm, G–I = actual harm, J–L = immediate jeopardy. Source: CMS Care Compare health citations; data as of the latest federal release. Discuss any finding directly with the community on a tour.

Services & amenities

  • Full automatic sprinkler system
  • Medicare & Medicaid certified
  • 24-hour licensed nursing
  • On-site rehabilitation therapy
  • Rehabilitation services
  • Restaurant-style dining
  • Daily activities & events
  • Library

Location

118 Medical Dr, Carmel, IN

  • Monday: Open 24 hours
  • Tuesday: Open 24 hours
  • Wednesday: Open 24 hours
  • Thursday: Open 24 hours
  • Friday: Open 24 hours
  • Saturday: Open 24 hours
  • Sunday: Open 24 hours

Reviews & reputation

We aggregate ratings across Google, Yelp, and verified families — and link back to every source so you can read more.

Verified family reviews

No verified family reviews yet for Carmel Health & Living Community.

Have a loved one here, or recently toured? Help other families by sharing your experience — we verify every review before it's published.

Talk to an advisor about this community

Common questions about Carmel Health & Living Community

How much does Carmel Health & Living Community cost?

Carmel Health & Living Community does not publish exact rates. Comparable skilled nursing in the Carmel, IN area typically runs $8,270–$11,680 per month (median $9,660, based on published survey medians adjusted for local prices). A Haven advisor can confirm current pricing for free.

What is Carmel Health & Living Community's Medicare rating?

Medicare (CMS) rates Carmel Health & Living Community 2 out of 5 stars overall, including 2/5 for health inspections, 2/5 for staffing, 3/5 for quality measures. The national average is about 3 stars.

How is the staffing at Carmel Health & Living Community?

Staff provide about 3.58 total nurse hours per resident per day (national benchmark ≈ 3.9), and annual nursing-staff turnover is about 63.2% (national average ≈ 52%). These figures are reported to the federal government and updated regularly.

What did inspectors find at Carmel Health & Living Community?

Carmel Health & Living Community has 30 health citations on its recent federal inspection record (last standard survey: 2025-09-25). The full citation-by-citation detail, with severity levels, is published on this page.

Does Carmel Health & Living Community have availability?

Typically 73% full — openings are usually available. Availability changes weekly — a Haven advisor can confirm current openings at no cost.

What types of care does Carmel Health & Living Community offer?

Carmel Health & Living Community in Carmel, IN offers skilled nursing and is licensed for 188 beds.

The best time to decide is before a crisis decides for you

Most families start this search after a fall, a hospital stay, or a caregiver reaching a breaking point — and end up choosing from whatever has a bed open that week. Families who plan even a few weeks ahead get to choose on quality, fit, and price instead of availability alone.

  • Move-ins take time: assessments, paperwork, and preparation typically run 2–6 weeks in Indianapolis.
  • The best communities fill first: top-rated communities often run a waitlist — touring early holds your place in line.
  • Touring costs nothing and commits you to nothing — but it turns a future emergency into a calm, informed choice.

Your next steps — this week

  1. 1
    Confirm the fit
    Check the inspection record and staffing data on this page against your loved one's needs.
  2. 2
    Get exact pricing & availability
    Request current rates for Carmel Health & Living Community — takes one minute, answered same day.
  3. 3
    Tour 2–3 communities
    Compare this community against two alternatives. Ask about staff turnover, all-in monthly cost, and care-plan changes.
  4. 4
    Hold a spot
    Most communities hold a residence with a small refundable deposit while you decide.
Data sources:CMS verifiedGoogleOfficial website

Last verified 2026-07-06. We refresh inspection data monthly and reviews continuously.

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