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Senior Care in St. Cloud, Minnesota

Every licensed senior community in the St. Cloud, MN area — evaluated with real federal inspection data, staffing records, and transparent pricing, then ranked by our objective Scout Score. A local advisor can help you compare and tour, free.

11
Communities evaluated
11
Cities covered
4
5-star rated
3.4
Avg CMS rating

Cost of senior care in St. Cloud

Local St. Cloud-area estimates: published state survey medians adjusted for St. Cloud prices. Your advisor will find options that match your budget.

Assisted Living
$5,180/mo median
typical range $4,140–$6,480
Memory Care
$7,000/mo median
typical range $5,600–$8,750
Skilled Nursing
$11,660/mo median
typical range $10,270–$13,750
Continuing Care (CCRC / Life Plan)
$5,180/mo median
typical range $2,120–$7,700
Residential Care Home
$4,660/mo median
typical range $3,730–$5,830

2024–2026 published survey medians medians, adjusted to St. Cloud using federal (BEA) regional price data. Methodology

The best time to decide is before a crisis decides for you

Most families start this search after a fall, a hospital stay, or a caregiver reaching a breaking point — and end up choosing from whatever has a bed open that week. Families who plan even a few weeks ahead get to choose on quality, fit, and price instead of availability alone.

  • Move-ins take time: assessments, paperwork, and preparation typically run 2–6 weeks in St. Cloud.
  • The best communities fill first: top-rated communities often run a waitlist — touring early holds your place in line.
  • Touring costs nothing and commits you to nothing — but it turns a future emergency into a calm, informed choice.

All 11 communities in St. Cloud, ranked

Ranked by Haven Scout Score — our composite of CMS ratings, staffing, and safety.

Assumption Home in Cold Spring
1

Cold Spring, MN · 76 beds

5.0CMS rating
Skilled NursingVery limited availability

One of Cold Spring's top-rated skilled nursing communities.

Est. $10,270$13,750/mo
View full evaluation →
Country Manor Health & Rehab Ctr in Sartell
2

Sartell, MN · 131 beds

5.0CMS rating
Skilled NursingFills quickly

One of Sartell's top-rated skilled nursing communities.

Est. $10,270$13,750/mo
View full evaluation →
Good Shepherd Lutheran Home in Sauk Rapids
3

Sauk Rapids, MN · 146 beds

5.0CMS rating
Skilled NursingModerate availability

One of Sauk Rapids's top-rated skilled nursing communities.

Est. $10,270$13,750/mo
View full evaluation →
Belgrade Nursing Home in Belgrade
4

Belgrade, MN · 34 beds

5.0CMS rating
Skilled NursingUsually has openings

One of Belgrade's top-rated skilled nursing communities.

Est. $10,270$13,750/mo
View full evaluation →
Edenbrook of St Cloud in Saint Cloud
5

Saint Cloud, MN · 77 beds

3.0CMS rating
Skilled NursingModerate availability

A solid, federally rated skilled nursing option in Saint Cloud.

Est. $10,270$13,750/mo
View full evaluation →
The Gardens at Foley LLC in Foley
6

Foley, MN · 78 beds

3.0CMS rating
Skilled NursingFills quickly

A solid, federally rated skilled nursing option in Foley.

Est. $10,270$13,750/mo
View full evaluation →
Cura of Sauk Centre in Sauk Centre
7

Sauk Centre, MN · 60 beds

3.0CMS rating
Skilled NursingFills quickly

A solid, federally rated skilled nursing option in Sauk Centre.

Est. $10,270$13,750/mo
View full evaluation →
Cura of Paynesville in Paynesville
8

Paynesville, MN · 51 beds

3.0CMS rating
Skilled NursingContinuing Care (CCRC / Life Plan)Very limited availability

A solid, federally rated skilled nursing option in Paynesville.

Est. $10,270$13,750/mo
View full evaluation →
Sterling Park Health Care Center in Waite Park
9

Waite Park, MN · 40 beds

2.0CMS rating
Skilled NursingFills quickly

A below-average federal rating — worth a careful look in Waite Park.

Est. $10,270$13,750/mo
View full evaluation →
Benedictine Living Community | Mother of Mercy in Albany
10

Albany, MN · 76 beds

2.0CMS rating
Skilled NursingContinuing Care (CCRC / Life Plan)Usually has openings

A below-average federal rating — worth a careful look in Albany.

Est. $10,270$13,750/mo
View full evaluation →
Cura of Melrose in Melrose
11

Melrose, MN · 75 beds

1.0CMS rating
Skilled NursingModerate availability

A low federal rating — review the details closely.

Est. $10,270$13,750/mo
View full evaluation →

Frequently asked questions

How much does senior living cost in St. Cloud, MN?

In the St. Cloud, MN area, assisted living typically runs $4,140–$6,480/month (median $5,180), memory care $5,600–$8,750/month (median $7,000), and skilled nursing $10,270–$13,750/month (median $11,660) — local estimates built from published survey medians adjusted for area prices. A free Haven advisor can pinpoint exact pricing for communities that fit your budget.

How are the 11 communities on this page rated?

Every skilled nursing community is scored with our Haven Scout Score, a composite built from official CMS Care Compare data — overall star rating, health inspections, staffing levels, and quality measures — plus safety signals like fines and citation history. We rank by objective data, not by who pays us.

Is Haven really free for families?

Yes. Haven is always free for families. When we help a family find and move into the right community, that community pays us a referral fee. You never pay anything, and we show every licensed community in the area — not just paying partners.

What's the difference between assisted living, memory care, and skilled nursing?

Assisted living helps with daily activities while preserving independence. Memory care is a secured setting with specially trained staff for dementia. Skilled nursing provides 24/7 licensed medical care and rehab. Not sure which fits? Take our free 2-minute care assessment.