Senior living cost calculator
Pick your metro and level of care to explore modeled senior living cost scenarios — and how long your savings might last after monthly income. Nationally, assisted living runs about $5,900 a month and memory care about $6,690, but the local spread is wide enough that the national number is rarely the one that matters.
Assisted living in Minneapolis, MN
Estimates only. Communities price individually, and care charges are usually billed on top of base rent — the range above reflects typical all-in local pricing, not a quote. Nothing you enter is sent anywhere: this runs entirely in your browser.
Want community-specific numbers alongside these estimates? Compare published room rents and provider source links →
What these numbers are based on
Planning estimates start with published state cost-of-care survey medians, adjusted to local prices where available using the Bureau of Economic Analysis Regional Price Parities; otherwise state or national benchmarks are used — the same bands shown on each metro and care page across Haven. These are modeled ranges, not observed local prices. You can review the source dates below. Source vintage: 2024–2026 published survey medians.
They are estimates for planning, not quotes. Communities price individually and most add a care fee on top of base rent. When you're ready for real numbers, contact the communities on your shortlist for current pricing and availability in writing.
Common questions
How much does assisted living cost per month?
Nationally, assisted living runs about $5,900 per month, memory care about $6,690, and a semi-private nursing home room about $9,277. Local prices vary widely — the calculator on this page shows a modeled planning range for your selected area, and Haven publishes the full 405-metro table.
How long will our savings last in assisted living?
Subtract reliable monthly income (Social Security, pension, annuities, VA benefits) from the monthly cost, then divide savings by what's left. The calculator does this for the lower, central, and higher planning scenarios, because the difference between them often decides whether a plan lasts two years or ten.
Does Medicare pay for assisted living?
No. Medicare does not pay for assisted living or long-term custodial care. It covers short-term skilled nursing after a qualifying hospital stay, not ongoing room and board. Long-term care is paid privately, through long-term care insurance, through VA benefits for those who qualify, or through Medicaid once assets are spent down.
Is the base rent the whole cost?
Usually not. Most assisted living and memory care communities charge base rent for the residence plus a care fee tied to how much help the resident needs, and that care fee can rise as needs change. Ask for the full fee schedule, the community fee, the second-person fee, and the rate-increase history before signing.
Is this calculator private?
Yes. It runs entirely in your browser — nothing you type is transmitted to Haven or stored anywhere.