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Residential Care Home: cost, services & how to choose

Home-like settings offering housing and support with daily activities. Size, staffing and services vary; confirm who is available throughout the day and overnight.

Typical monthly cost
$4,200–$6,700/month

Who residential care home is for

Seniors who prefer an intimate, home-style setting over a large community, with personalized attention.

What's typically included

  • Housing and utilities in a community designed for older adults
  • Personalized help with daily activities and care
  • Restaurant-style dining and prepared meals
  • Housekeeping, laundry, and maintenance
  • Social activities, outings, and wellness programs
  • Transportation to appointments and errands

How to pay for it

Most assisted living and memory careis paid for privately (savings, home sale proceeds, long-term care insurance). Veterans may qualify for the VA Aid & Attendance benefit. Skilled nursing is often covered by Medicare (short-term) or Medicaid (long-term, for those who qualify). The free care assessment and the free Haven Brief help you organize your questions and compare options.

How to choose the right community

  1. Start with the level of care — use our free assessment to prepare for a conversation with a care professional.
  2. For skilled nursing, check CMS ratings, staffing, and inspection history. Assisted living has no CMS stars — use the state license.
  3. Tour in person and ask about staff turnover, all-in pricing, and care plans.
  4. Compare total monthly cost — not just the base rate — including care fees.
  5. Read the contract, then decide. Haven does not run an advisor call center.

Guides for the road ahead